An old gentleman bought a hamburger, French fries and a drink. He unpacked the hamburger, carefully cut it in half, and placed the half in front of his wife. Then, he carefully counted the French fries, divided them into two piles, and placed them neatly in front of his wife.
He took a sip of the drink, his wife took another sip, and then put the cup between the two.
He started to eat a few bites of hamburgers, and everyone around looked over and whispered. Obviously, they were thinking: “That old couple is really poor. They can only buy one meal and eat for two.” When the
old man started to eat French fries, a young man walked up to the table and politely proposed to the old couple. The couple buy another copy. The old man said that they had a great meal, and their couple was used to sharing everything.
People sitting near the dining table noticed that the old lady hadn’t eaten a bite yet. She sat there, watching her husband eat, taking turns to take a drink occasionally.
The young man came again and begged him to buy them another one.
This time, the old woman said: “No, thank you, we are used to sharing everything.”
The instructor said: “Before India’s independence, the British had a very simple way to deal with thieves in the local countryside. After they caught them, they used branches to draw a circle on the ground and let them stand inside. These thieves are like they are. Facing the tall and thick prison walls, I stayed there and didn’t dare to come out for half a step. When the British had enough money, they would be pulled out of the circle one by one.” The
students listened. , All laughed scornfully. Unexpectedly, immediately following, the teacher also sneered. After the laughter stopped, the instructor asked, “What are you laughing at?” The students replied, “We are laughing at those people. If others just circled them on the ground, they circled them. It’s so stupid!” Then, the students again. Asked: “What are you laughing at?” The instructor replied: “I am laughing at you. You all follow the rules and be cautious. There are circles in your mind. Especially sometimes you are still making circles in your own mind. Not as good as Indian thieves, even stupid!”
In the eyes of Germans, a person’s financial management ability is related to a lifetime’s career success and family happiness. Therefore, German schools and families attach great importance to cultivating children’s financial management skills from an early age. German cultural scholar Petrander believes that the history of the German nation has been plagued by disasters, and the habits and traditions of thrifty housekeeping and value management have been well preserved.
The Germans, who are known for their rigor, have a vivid side when teaching their children financial management. When the child is babbling, the parents will give the child a variety of financial toys, such as various currencies, cash registers, cash machines and other models, so that the children will know them from an early age.
When they arrive in elementary school, children will get a fairy tale textbook for learning money management-“Puppy Money Money”. The book is about a 12-year-old girl named Gia who rescued an injured puppy and named it “Qianqian”. Unexpectedly, Qianqian is a hidden wealth management expert who completely changed the wealth and destiny of the Gia family.
There is a fable in this book: A young farmer has a goose that can lay golden eggs, but he feels that the goose does not have enough golden eggs. If he kills the goose in anger, he will never get the golden egg. . The goose in the fable represents money, and the egg is interest. The fable suggests that children divide their income into three parts: saving for the desire to buy a house, daily expenses, and investment.
While teaching children to save money and make money, Germany also attaches great importance to inculcating a concept-“speaking of credit”, requiring children not to have overdrafts and to pay off the borrowed money in time.
Germany is one of the first countries in the world to introduce a credit system. In order to let children understand the importance of credit, many banks have launched simulated credit records for children to explain the importance of credit.